Credit Card and ATM
What kind of credit card can be used in China?
Currently there are seven main foreign credit cards available in China, including Visa, MasterCard, American Express, Diners Club, JCB, Federal and Million. Credit cards can be used for withdrawing money, shopping and other transactions in most major Chinese cities, but generally not accepted in rural areas.

Do all the ATMs in China accept credit card?
If the symbols and logos of your credit card are shown on the ATMs, then it can be used to withdraw money. It should be noted that different banks have different limits on the sum that can be withdrawn each time from the ATM, with most permitting a withdrawal of 20,000 Yuan in any day.

Can a foreigner apply for a Chinese credit card?
Foreigner can apply for a Chinese credit card, but to be honest, it is quite difficult for a foreigner to have one.

The PIN number of Chinese card is 6 digital. Can the money be withdrawn from the ATMs if the card is 4 digital PIN number?
The PIN number of Chinese card is 6 digital. You can put two zero before you four digital PIN to see if it works. Some of the banks also accept the four digital PIN. However, It is advised to check with your bank first. Keep in mind not to make more than three incorrect number attempts, or your card will be locked.

If the card was eaten by the ATM, how to get it back?
Most probably, it occurs when you press the wrong number more than three times. You're your card is eaten; it is locked by the bank simultaneously. Go to the bank office with you ID card. With the right PIN number pressed, you can take back your card.